This month’s warnings include romance fraud, fake regulator texts, debt collection scams and fraud linked to the upcoming FIFA World Cup.
Many of these scams rely on pressure and trust rather than technical tricks alone — which is why awareness matters.
Here are some of the latest scams to watch out for this month.
Romance fraud and organised scam networks
Police investigating organised fraud networks operating across the UK and Nigeria have made dozens of arrests linked to romance fraud and money laundering.
Romance fraudsters often spend weeks or months building trust with victims online before asking for money. Conversations may begin through dating apps, social media or messaging platforms and gradually become more personal over time.
Warning signs include:
- Refusing video calls or in-person meetings
- Stories involving emergencies or urgent financial problems
- Requests for money, gift cards or bank transfers
- Attempts to isolate victims emotionally or create dependency.
If an online relationship starts involving money, it’s important to pause and speak to someone you trust before making any payment.
Fake FCA text messages
Scammers are also impersonating the Financial Conduct Authority through fake text messages.
The texts claim your details were identified in a fraud report or exposed in a data breach, before urging you to call a number to “secure” your account.
Victims who call may be asked for their bank details, current account balance, personal information and verification or reference codes. These scams are designed to steal sensitive financial information.
Remember:
- The FCA will not contact you unexpectedly asking for banking details
- Never share account balances or verification codes over the phone
- Scam texts can be forwarded to 7726.
Fake debt collection letters and calls
Police are warning about a rise in fake debt collection scams involving letters and cold calls claiming people owe money.
Some fraudsters are impersonating debt recovery companies or even HM Courts & Tribunals Service, using threatening language to pressure victims into paying immediately. These scams often rely on panic and urgency.
If you receive a suspicious demand:
- Do not make payments immediately
- Contact the organisation directly using official contact details
- Be cautious of threats, poor grammar or unfamiliar agencies
- Check financial firms on the FCA register.
If you are unsure whether a debt is genuine, take time to verify it before acting.
FIFA World Cup scams
With excitement building ahead of the FIFA World Cup in the US, Mexico and Canada, scammers are already targeting football fans and businesses.
Fraudsters are using fake ticketing websites, accommodation apps and discounted travel offers to steal money and personal information. Some businesses have also reported fake sponsorship or airline partnership offers requesting upfront payments.
To stay safe:
- Only buy tickets or travel through official platforms
- Verify websites carefully before entering payment details
- Be cautious of unusually cheap offers or “limited time” deals.
Large sporting events are a common target for fraud because scammers know fans are willing to act quickly.
Stay one step ahead
Scammers continue to adapt their tactics, but most fraud still relies on urgency, fear and emotional pressure. Taking a moment to pause and verify a request can help prevent serious financial and emotional harm.
For clear, practical scam updates throughout 2026, and guidance on your rights if something goes wrong, sign up to the Join the Claim newsletter.
