Earlier this year, the growing scandal of hidden commissions in leaseholder insurance costs reached national attention, with BBC Breakfast shining a spotlight on the issue. The program revealed how millions of leaseholders in the UK may have unknowingly overpaid for building and terrorism insurance due to undisclosed fees added to their premiums. 

What was covered in the BBC segment? 

The report explained how some landlords and managing agents received significant commissions – sometimes as high as 60% of the total premium – from insurance brokers for arranging policies. These costs were then passed on to leaseholders through inflated insurance premiums and service charges without their knowledge. 

The segment featured insights into: 

• The scale of the problem: Millions of leaseholders are potentially affected, with many losing thousands of pounds over the years. 

• The legal fight for justice: The growing movement of leaseholders joining group claims to recover hidden fees and demand transparency. 

• Calls for reform: Ongoing efforts to crack down on unfair practices and enforce stricter rules for disclosure and accountability. 

Why does this matter? 

The BBC’s coverage highlights the financial burden this practice has placed on ordinary homeowners and the lack of transparency that has allowed it to persist for decades. For many leaseholders, this segment may be the first time they’ve heard about secret commissions and their right to take action. 

What can leaseholders do? 

If you’re a leaseholder and pay for insurance via your service charge, you may be entitled to compensation for these hidden costs. UK law firms are offering no-win, no-fee services to help leaseholders recover: 

• Hidden commissions 

• Inflated insurance premium taxes 

• Interest going back several years. 

Watch the full report 

To learn more about this issue, watch the full BBC Breakfast segment on YouTube. It’s an eye-opening look into an unfair practice affecting millions – and what’s being done to address it. 

Join the Claim  

The conversation around secret commissions is growing louder, and now is the time for leaseholders to take action. Check your eligibility today to see if you can join the legal fight for compensation and greater transparency.